Penham Excel – I am impressed! I initially contacted Jeff Bagnall at Penham Excel to help with the recovery of a debt from a really slippery customer who refused to pay what he owed. Excuse after excuse. Eventually a CCJ but the customer still would not pay, so I called in the experts. Jeff put me at ease with the whole process and made it all seem so easy to resolve – and it was. My money is now in my bank within a few short weeks from start to finish thanks to Penham Excel – Excellent! Can’t recommend them and Jeff enough.